Purchase Accounts Receivable
Purchase Accounts Receivable provides immediate, off-balance-sheet liquidity by purchasing your outstanding healthcare claims, patient receivables, or commercial invoices at a competitive discount — providing immediate cash without waiting on slow 60- to 120-day insurance reimbursement cycles.
Who It’s For
Is Purchase Accounts Receivable Right for You?
Healthcare providers, hospitals, physician practices, medical laboratories, and healthcare facilities carrying substantial volume in pending payer reimbursements and aged receivables.
Industries Served
This solution is most commonly structured for businesses in these industries, though every deal is evaluated on its own merits.
Key Benefits
Why Businesses Choose This Solution
Instant cash realization without creating debt or balance sheet liabilities
Eliminate delays caused by complex insurer claim adjudications and billing cycles
Accelerate working capital to meet payroll, operational, and supplier commitments
Flexible purchasing volume customized to your monthly claims production
How It Works
From Application to Funding
Receivables Audit & Assessment
We review your historical billing ledger, payer mix (Medicare, Medicaid, commercial), and aging reports.
Purchase Agreement Design
Establish purchase rates, advance percentages, and seamless billing transfer mechanisms.
Verification & Claim Acceptance
Rapid verification of eligible claims and submitted invoices with zero clinical disruption.
Immediate Cash Settlement
Funds wired to your account immediately upon claims purchase, recurring as new receivables generate.
Why Aspen Capital
Explore Other Solutions
Working Capital
Access the funds you need to manage day-to-day operations and seize new opportunities.
Acquisition Financing
Finance acquisitions and strategic partnerships with capital structured around the deal.
Accounts Receivable Financing
Turn outstanding receivables into working capital without waiting on payment cycles.
Let’s Talk About Purchase Accounts Receivable.
Connect with our team to see if this solution fits your business.